Below are just three such trainings from top distributors Chris Mason-Paull and Bob Webb, as well as Kleeneze Sales Director Lisa Burke.

Kleeneze Training – Chris Mason-Paull @ Warwick 2012

Kleeneze Training – Bob Webb @ Warwick 2012

Kleeneze Training – Lisa Burke @ Warwick 2012

>>> How to become a Kleeneze distributor – more information

>>> View the Kleeneze Daily article
>>> Join Kleeneze – Startup Options

Kleeneze MD Jamie Stewart Interviews Top Distributor Craig White

Kleeneze MD Jamie Stewart Interviews Top Distributor Rob Forster

Kleeneze MD Jamie Stewart Interviews Top Distributor Chris Mason-Paull

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If you are interested in joining Kleeneze to earn an extra income or change your lifestyle, please watch the video here (please note it is only available until March 11th).

>>> Join Kleeneze here

Below are 6 useful tips on cutting household bills and expenditure:

1. Reduce money on your utility bills – shop around to find the supplier that’s the cheapest for your useage level and area
2. Reduce your insurance premiums – don’t neglect periodically shopping around  for more competive premiums on things like home insurance, motor insurance and even life insurance
3. Reduce your grocery bill – compare prices on MySuperMarket.co.uk, change what you buy and don’t by ‘stuff’ you don’t need
4. Claim for a work from home room – you could significantly reduce your tax bill by doing this if you work from home for an employer or run a business from home
5. Rent a room – did you know you can receive over £350 per month of tax-free income from renting out a spare room?
6. Reduce the costs of your debt – this could mean a credit card balance transfer, debt consolidation or a starting a structured debt programme

You can find out more about exactly how to do the above from the comfort of your own home here: http://www.moneyminds.co.uk/blog/2010/10/money-saving-tips-household

How Do I Pay Tax On Kleeneze Income?

To provide a quick answer would be: you pay income tax on any profits you make over your annual tax allowance.   How much income tax and National Insurance you pay also depends whether you have another income or not (e.g. from another business or job).

Here’s some general guidance:

• Once you have registered as self-employed, you will receive a starter pack from the Inland Revenue
• You will pay approx. £2.40 per week Class 2 National Insurance (N.I.) contributions.  You also pay Class 4 National Insurance contributions as a percentage of your taxable profits
• Your income tax will be calculated on a self-assessment basis at the end of the tax year
• Unless time is very tight, you can do your own self-assessment, which can easily be done over a weekend.  Alternatively, you can hire a book keeper / accountant

Income that is generated from a business or self-employment has a more favourable tax position than income received from employment as a salary.  That is because in a business you pay yourself first and are then taxed.  In a job, you are taxed and then paid.

Legitimate Business Expenses

Many of the things you already spend on can be counted towards your business expenses, thus decreasing your profits on paper and therefore your tax liabilities.  These include:

• Car Mileage (you can claim up to 45p per mile)
• Telephone
• Mobile Phone
• Internet (ISP) charges
• Office Stationery
• Computer Hardware (e.g. printer cartridges, or even a PC or Laptop)
• Business Marketing materials e.g. catalogues, business cards
• Meals (if you have spent the night away from home)
• A proportion of your utility bills if you dedicate a room of your house to your business

There may also be business startup funding available from time to time, such as the Job Centre Plus Adviser Discretion Fund.

N.B. the above does constitute tax advice and is for information purposes only. I recommend you refer to the HMRC website or consult a local accountant for clarification.

I was at University in my home town of Hull studying for a BSc Degree in Biology when I joined Kleeneze.  I always wanted to have my own business and have a good lifestyle but never knew how – thought Kleeneze might be the vehicle to help me get to where I wanted to be.  At the time, I’d never done sales, marketing or business – so was a real novice with very little skill and not much confidence.  My background is very working class, with no real role-models in my family or network of friends.

After losing some money and learning some lessons from a couple of online ‘money making schemes’ I joined Kleeneze early in 2002.  I earned £217 in my first period, £265 in my second period and over £400 in my third period, just from retailing part-time. I decided to get stuck into sponsoring in my fourth period.

I got to the Gold Distributor in 8 periods and Bronze Executive 2 periods after that.  My income was over £1,500 per month part-time at this point.  This year I worked absolutely flat out as not only was I retailing, sponsoring and supporting new team members, but along with my sponsor and friend Steve Clark, developed the Real Earners System (website, success guide, newsletter, marketing material and recruiting websites, scripts etc.).  At the time I joined Kleeneze, there was very little going on in our group and nothing in the way of a system.

At the beginning of 2003 I decided to put my degree on hold (after completing 1 ½ years of my degree), took on some part-time driving work and consolidated my Bronze Exec business position (my business hit a bit of a plateau).  I also refined our system this year.

In 2004 I went full-time, moved up two positions to the Gold Executive position in the plan and my income rose to nearly £3,000 p/m.  I won a trip to Sydney in Australia from Kleeneze.  This year I started speaking at quite a lot of meetings in the UK (and once in Ireland), including for people like Chris Mason-Paull, Andy Boswell, Lynn McDonald and Gill Nicholson.

In period 11, 2005 I broke two more Gold legs and achieved the Senior Executive Distributor (SED) level in the plan with a turnover in excess of £100,000 p/m after just 3 years and 9 months in the business.  My income rose to well over £4,000 p/m.  I won Gill Nicholson’s top achiever award (and a trip to Dubai) and qualified for the Rio De Janeiro Kleeneze conference too.  This put me in the top 0.5% of distributors in the company.  This was also the year I launched my business into the Netherlands and set up a regular meeting out there (in a place called Utrecht) with the help of Gill Nicholson and some of my team members.

Feb/March 2006 I climbed Mt Kilimanjaro for charity right after I got back from Rio and then moved to Warwickshire (where I still live) from Yorkshire.  I also went part-time in the business again later this year.

In 2007, I bought my first house (aged 31) – a nice new 4 bed-roomed townhouse thanks to Kleeneze.

Today, I run my business part-time and it has allowed me to do and be so much more than I was when I joined in 2002.  I have recently started a financial services and education company called Money Minds (helping people to succeed financially on a broader level), I have learned and developed web design and Internet marketing skills, which have not only significantly help me with Kleeenze but which also provide an extra income by selling my services to help other small businesses.  I’m involved in a local charity and help run two business breakfast groups.

Kleeneze has given me a great income, time freedom, skill development, confidence and a wider social network, some of who have become good friends.

Paul Flintoft

>>> Enquire about joining Kleeneze here.

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Find out more about how to join Kleeneze here.

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